Credit Card Processing

At First Choice ATM we understand that shopping around for a reliable merchant services provider can be a time-consuming hassle.  Therefore, we offer a flexible and reliable merchant services program that allows most types of businesses to accept nearly every form of electronic payment. We provide payment processing for small businesses, retailers, restaurants, hospitality providers, professional and medical industries, and internet businesses.  Our merchant services program will help you increase your sales, reduce your losses, expand your customer base, increase your cash flow and provide a wide range of value-added and reduced cost products and services.  We provide settlement services for all major credit and debit cards:  Visa®, MasterCard®, Discover©, and American Express® Opt Blue.

There are several types of card machines that businesses can choose from for their credit card processing needs. Getting an efficient, low-cost credit card terminal is an important part of running a business, but as the different types of terminals offer very different advantages, businesses should consider their options carefully before implementing a terminal into their physical offices.

The two most common types of credit card machines are IP terminals and wireless terminals. IP terminals use a high-speed Internet connection to connect to a credit card processing gateway. Information is securely transmitted and an authorization can be received in a matter of seconds. This allows for better productivity, particularly in businesses with multiple points of sale. The big disadvantage of IP credit card terminals is that they require high-speed Internet wiring, and installing this type of wiring can be expensive for some businesses. Wireless terminals basically use the same technology, but as their name implies, the data connection is handled wirelessly. Wireless terminals can be moved around an office easily and may be easier to install in some businesses, but they tend to be more expensive than wired terminals. Most businesses use IP terminals for this reason, but the cost of wireless terminals has decreased significantly in the last decade. Both wireless and wired terminals connect directly to processing gateways and protect customer data with encryption.